Mom | Wife | Accounting Major | Mortgage Loan Officer
Meet Mellissa
Who
Hi, I'm Mellissa!!
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I am a licensed mortgage loan officer serving homebuyers and homeowners in Texas and California.
I am here to make the process straightforward and easy. Whether you are buying your first home, moving for more space, refinancing, or just wondering what you could qualify for, I am happy to be a resource.Â
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I am also authentically me. I am a wife and mom to 2 toddlers. I majored in Accounting, so numbers are always bouncing around in my head. I am a mortgage loan officer; I want to see families happy and achieving something that can seem intimidating.
What
So...what exactly does a mortgage loan officer do? What is the difference between a mortgage LENDER and a mortgage BROKER?
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Think of me as your personal loan shopper. Working with me, you are working with a mortgage broker, which means you are not limited to a single lender (like a bank). I work with multiple lenders to find the best loan programs, rates, terms, and guidelines based on YOUR financial situation.
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You fill out ONE application, and I do the rest of the leg work. I will keep you updated, educated, and involved from application to keys.
Where
I am licensed to help homebuyers and homeowners in both Texas and CaIifornia. And thanks to the internet, a whole lot of the mortgage process can happen online. So whether you're across town or across the state, you don't have to be local to work with me.
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But if you are in Waco or somewhere in Central Texas then let's not be strangers! I'd love to grab a coffee, meet you in person (or Zoom), and talk mortgages.
When
When should you talk to a mortgage loan officer?...honestly, earlier than you think.
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You don't have to have a house picked out. You don't have to know what you can afford. And you definitely don't need to have everything figured out before calling me.
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You probably have lots of questions. The earlier you start asking those questions, the more time you have to understand your options and make a plan - without feeling like you have to rush.
Why
A mortgage is much more than "what can I afford". It's more than a number on a screen and a "good luck".
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I am here to help you find your options, understand your options, and feel confident in the decisions you're making.
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Because we're a team. Being a team means communication, transparency, and having someone in your corner throughout the process. Those are things I am committed to from day one.